Posted by Neil Covert | Nov 01, 2020 |
How Technology Helps Seniors Stay Socially Engaged While Socially Distancing
Everything we have come to know about successful, healthy aging is contingent upon connection to those around us. The opportunities for people to laugh, move, and learn together is foundational to aging success. Enter th...
Posted by Neil Covert | Oct 24, 2020 |
Letter of Instruction for Your Estate Plan
Whether you are starting from scratch or have an estate plan in place a letter of instruction (LOI) is an important part of any comprehensive plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys y...
Posted by Neil Covert | Oct 17, 2020 |
Wills and trusts have specific and quite different benefits for estate planning purposes. Each state has specific laws and regulations governing these legal documents. You can have both a will and a trust; however, the information in each should compliment the other. As a standalone, it is not ac...
Posted by Neil Covert | Oct 11, 2020 |
Ten Tips to Help Seniors Reduce the Risk of Falling
The Centers for Disease Control and Prevention reports one out of five senior falls causes a serious injury like a broken bone or head trauma. Injuries of this sort can make life difficult for an older person to do everyday activities or live on...
Posted by Neil Covert | Sep 26, 2020 |
The Centers for Medicare and Medicaid Issue Guidance for Nursing Home Visitation
Revised guidance for nursing home visitation has been issued by the Centers for Medicare and Medicaid (CMS). It is now possible to have visitation with nursing home residents for reasons other than urgent end-of-life...
Posted by Neil Covert | Sep 19, 2020 |
Looking for the Silver Linings Amidst a Pandemic
Record unemployment rates related to COVID-19 business closures have hurt business owners and their workers, many of whom are 50 years and older. Though workers of all ages have felt the effects of unemployment or reduced working hours, older worke...
Posted by Neil Covert | Sep 13, 2020 |
The Top Ten Myths About Risks for Alzheimer's Disease
Polling shows that the number one worry for Americans as they age is memory loss, outpacing fears of insufficient monies, and loneliness. The most prevalent among all dementia is Alzheimer's disease. According to the Alzheimer's Association Fa...
Posted by Neil Covert | Sep 05, 2020 |
Beneficiary Designations: Pitfalls You May Not Know About
You might think that leaving your property to your heirs would be simple enough. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank account, you designate beneficiaries for your...
Posted by Neil Covert | Aug 29, 2020 |
Developing an Effective COVID-19 Vaccine for the Elderly is a Challenge
Older Americans, the most at risk of COVID-19, are the least likely demographic to respond well to a vaccine. A vaccine shot works by fooling the body into believing it has been infected with a virus, thereby prompting its im...
Posted by Neil Covert | Aug 22, 2020 |
Living Alone in Your 50s and 60s Increases Your Risk of Dementia by 30 Percent
Living arrangements for aging Americans are decidedly leaning towards aging in place. Nearly all older adults prefer to age in the comfort of their long time homes and familiar community surroundings. Aging in place of...
Posted by Neil Covert | Aug 15, 2020 |
Finding a Continuing Care Retirement Community
Continuing care retirement communities (CCRC) are gaining in popularity across the United States. Sometimes referred to as life plan communities, the goal is to provide a long-term care option for older residents. These residents prefer to live in th...
Posted by Neil Covert | Aug 08, 2020 |
Technologies to Help Seniors Stay Emotionally Healthy During the Coronavirus Pandemic
In the best of circumstances, adults in senior living communities and long-term care facilities combat loneliness and some degree of isolation, which is linked to anxiety, depression, cardiovascular disease, and...
Posted by Neil Covert | Aug 01, 2020 |
Alzheimer's and Family Caregiving
This year, in 2020, a significant portion of the American baby boomer generation has reached the age of 65 or older, which increases their risk for Alzheimer's and other forms of dementia diseases. By the year 2030, the 65 plus age segment of the population will ...
Posted by Neil Covert | Jul 25, 2020 |
Health Care Power of Attorney: Specific or General
You have the right to decide what kind of medical treatment you want to receive from doctors and health-care providers. If you can speak up at the time, you can express your wishes yourself. But if you become incapable because you're ill or inju...
Posted by Neil Covert | Jul 18, 2020 |
Beneficiary Designations: Pitfalls You May Not Know About
You might think that leaving your property to your heirs would be simple enough. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank account, you designate beneficiaries for you...
Posted by Neil Covert | Jul 11, 2020 |
Challenging Health Care Bills
We owe immense gratitude to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills we may be presented for that care.
The struggle to contain health-care costs in this country is now a fixture in ...
Posted by Neil Covert | Jul 04, 2020 |
Family Caregiving During the Coronavirus
There are new challenges to meet for family systems with loved ones who are most vulnerable to the coronavirus yet still require caregiving. Family caregivers that use to aid their family directly, now find themselves learning how to be long-distance provi...
Posted by Neil Covert | May 30, 2020 |
Isolation Due to COVID-19 May Increase the Risk of Elder Abuse
As some of the most vulnerable Americans to the COVID-19 pandemic, older adults are staying at home to lower their risk of infection as the coronavirus spreads throughout communities. The American Bar Association (ABA) reports that an...
Posted by Neil Covert | May 24, 2020 |
Should You Remove Your Loved One From a Nursing Home During the COVID-19 Pandemic?
Uncertainty can breed fear, particularly when it comes to caring options for a loved one currently in a nursing home during the COVID-19 pandemic. Facing the questions like how long this health crisis will last and...
Posted by Neil Covert | May 16, 2020 |
Who Should Make Financial Decisions for You?
Who should you trust to manage your financial well being when you are no longer able to do so? A power of attorney (POA), otherwise known as an agent to your principal, has the legal authority to represent and make decisions on your behalf. What charac...
Posted by Neil Covert | May 09, 2020 |
The Hardest Question: Who Draws the Line?
In this Covid-19 epidemic, a wrenching question especially demands an answer: if you or someone you love is taken down into life-threatening illness, how far would you want extreme life-prolonging measures to be tried?
For us who are particularly vulnerab...
Posted by Neil Covert | May 02, 2020 |
Your Digital Footprint is Growing – Have You Planned Accordingly?
There are very few individuals without a digital footprint anymore. From social networks like Facebook, Linkedin, Instagram, Twitch.tv and Twitter, blogs and licensed domain names, email, music, photos, seller accounts on eBay, Ama...
Posted by Neil Covert | Apr 27, 2020 |
Staying Mentally Sound During the Coronavirus Pandemic
Many of us are facing unprecedented challenges during this coronavirus crisis in America, and it has increased anxiety and fear levels in all of us. The reactive part of your brain called the amygdala, a human physiological response when face...
Posted by Neil Covert | Apr 18, 2020 |
Helping Seniors Avoid Loneliness While Maintaining Social Distance
The medically recommended protocols for social distancing and government mandates that restrict large gatherings of Americans to slow the spread of the coronavirus are minimizing our abilities to interact with each other. This iso...
Posted by Neil Covert | Apr 12, 2020 |
Telehealth Replaces Many In-Person Medical Appointments
Through the use of videoconferencing over wireless devices and remote health tech monitoring, telehealth can connect patients to vital health care services. According to the American Hospital Association (AHA)fully 76 percent of US hospitals...