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Better Senior Fall Prevention Programs Through Technology One of the most common injury producers are seniors experiencing accidental falls. Debilitating injuries range from short-term sprains, bumps, and bruises to fractures and head traumas which may require hospitalization. The Centers for Dis...

Do I Need a Trust? This is a common question we hear. Read on for information to help figure out whether you need a trust and, if so, what kind fits your specific situation. For example, maybe you have a disabled child and you want a trust to permit that child to inherit without losing government...

Modernizing Medicare to Take Advantage of the Latest Technologies Many seniors who are financially stable and choosing to age in place already have a “smart” home employing the sorts of technology that can prolong their independent living circumstances. Family caregivers are freer to move about t...

The Truth About Social Security Myths According to NerdWallet, more than half of Americans apply for social security before reaching their full retirement age, and more than 30 percent of those apply for benefits at 62 years of age. Americans file early for benefits even though researchers claim ...

Staying Mentally Sharp Age comes with wisdom. Unfortunately, it also comes with some forgetfulness. Fortunately, there are things you can do to keep the brain sharp, small daily habits which can reduce the risk of cognitive decline.  Exercise is one such daily habit. It increases blood flow, and ...

What is a Continuing Care Retirement Community? There are three distinct living phases associated with a continuing care retirement community (CCRC). The first is independent living when a resident enters into the community with few if any disabilities requiring limited assistance. In this phase ...

What to Include in a Letter of Instruction A letter of instruction can be a beneficial piece in estate planning. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally binding an...

Does Home and Community Based Care Reduce Hospitalizations? The US Department of Health and Human Services (HHS) projects the number of Americans in need of long-term care (LTC) by 2020 to be roughly 12 million with nearly half those seniors exhibiting some form of dementia. According to Forbes.c...

Protecting Your Child's Inheritance Estate planning for the future inheritance of your children and grandchildren should include protective measures to keep assets from disappearing or being claimed by a creditor. A simple way to achieve inheritance protection is through a trust. A trust can pass...

Common Online Scams and How to Avoid Them The online world is rife with scams, and the number of people in the online world makes it a target rich environment for scammers. Seniors and near seniors should be aware of some of the more common attacks aimed to gain access to your money as well as id...

84+ billion in annual tech spending for those aged 50 or older by 2030 It isn't just assisted living and nursing home workers employing the latest technology to improve caregiving for elder Americans. According to an AARP Survey upwards of 84 billion dollars will be spent annually on technology p...

Long Term Care Myths According to the U.S. Department of Health and Human Services, someone turning age 65 today will have a 70 percent chance of requiring some long-term care (LTC) service and support during the remainder of their life. In the case of women, the typical LTC need will last about ...

A Closer Look at Retirement Savings Statistics It is all over the media that nearly half of Americans aged 55 and older have no retirement savings in an individual retirement account (IRA) or 401(k) according to the federal Government Accountability Office (GAO). Also, while two out of five house...

Make Sure Your Wishes are Carried Out The importance of making end of life preparations cannot be stressed enough. Many put off making these plans thinking there is always time. The sad reality is that none of us are guaranteed time. Others may be bothered by the thought of death itself and allow...

Holding a Family Caregiving Meeting A family caregiving meeting is an essential tool when dealing with the care of an aging loved one. These meetings are beneficial for helping to keep all family members abreast of decisions that need to be made, changes in diagnosis or prognosis, and helps to en...

Will Social Security and Medicare Programs Run Out of Money? According to the American Association for Retired Persons (AARP), every single day 10,000 baby boomers are turning 65 years old. The deluge of aging Americans and the increase in longevity in the already 65 plus population are the main...

Social Security and Funding Uncertainty Social Security benefits, which are funded through 2 trusts, may not be available for much longer. The US Social Security Administrations funding trusts are known as the Old-Age and Survivors Insurance (OASI) Trust Fund and the Disability Insurance (DI) Tru...

A simple blood test can check for Alzheimer's disease before symptoms emerge Alzheimer's disease is becoming more prevalent among aging Americans, and there are more aging Americans than ever before. Alzheimer's disease has three typical biomarkers: plaques of beta-amyloid protein, tangles of tau...

Crowdsourcing site helps seniors determine where to retire While aging in place is very popular among the baby boomer generation, about one-third of those retirees would choose to live elsewhere. The family remains the most significant factor when deciding where retirees live, followed by the gen...

Startup companies designing user-friendly technologies for seniors It is projected by the US Census Bureau that in the year 2050 there will be 458 million Americans of which 92.1 million will be 65 or older. Senior Americans will constitute slightly over 20 percent of the population as a whole if...

The Physical Challenges of Aging in Place According to AARP aging in place is a goal for 3 out of 4 Americans aged 50 or more. These seniors and near seniors are willing to employ alternative solutions to facilitate this. The alternatives include home sharing (32%), building an additional or acce...

The Looming Baby Boomer Retirement Crisis A study conducted by The Blackstone Group, an independent research firm, on behalf of Bankers Life Center for a Secure Retirement outlines some very unsettling data regarding middle-income baby boomer retirement care preparedness. According to the survey ...

Autism in America World Autism Awareness Day falls on April 2nd each year and is part of the larger World Autism Monthobservance. The observance includes hundreds of thousands of landmarks, homes, and buildings worldwide being swathed in light blue to recognize people living with autism. Many edu...

The Changing Landscape of Memory Care  Projected demographics indicate that memory care is about to become a booming market of opportunity for facilities and their construction that tend to developing specialized memory care needs. While some facilities are stand-alone solutions for memory care p...

Seniors Continue Embracing Technology Technology is providing seniors with a multitude of applications to improve their health, lifestyle, safety, and entertainment. While the younger generations may think these older Americans are the equivalent of technology dinosaurs, the truth is mid-life, an...